Insurance is an important mechanism for identifying and allocating risk in construction projects. It is crucial to understand the benefits and restrictions of the insurance policies that are available and the limitation of the indemnities against liabilities. This requires a knowledge of the more common policy wordings as provided by the insurance market.
Insurers may also seek to avoid liabilities, invoking policy defences such as breach of warranty, late notification and material non-disclosure. This calls for specialist knowledge of insurance law.
They provide sound, commercial legal advice and are easy to work with and personable.