Insights

If you are the landlord of a building that includes both residential and commercial premises, the Landlord and Tenant Act 1987 (LTA 1987) may apply to you, even if you regard the property primarily as a commercial premises.

The Right of First Refusal (ROFR) under the LTA 1987 is often thought of as applying only to residential properties, but it also affects mixed use premises across a wide range of sectors. Landlords of buildings such as GP surgeries, offices, retail premises, educational facilities, or hospitality venues that contain residential flats should be aware of their obligations, as failure to comply can carry significant legal and financial consequences.

Auctions can offer speed and opportunity, but the winning bid may commit you to much more than the purchase price.

Buying residential property at auction can be an effective way to secure a home or investment, often within a much shorter timeframe than a conventional purchase. However, the legal commitment can arise immediately, leaving little opportunity to investigate problems or renegotiate afterwards. This article explains how auction purchases work, the main risks and the steps you can take to bid with confidence.

Life interest trusts are a popular way to safeguard family wealth while ensuring financial security for a spouse or partner. However, if you are thinking of ending one of these trusts early, it can have unexpected inheritance tax (IHT) consequences. Specifically, it can create a Potentially Exempt Transfer (PET) and start a seven-year countdown for tax purposes.

The Government is proposing to replace the Lifetime ISA (LISA) with a new First Time Buyer ISA (FTB ISA), to help people save for their first home. The consultation closed on 18 August 2026, but the new product is not yet available and no launch date has been confirmed.

For now, the LISA remains available under its existing rules. Current LISA holders can keep their accounts and continue contributing to them. Under the proposals, the FTB ISA would have no upper age limit or withdrawal charge. The contribution limit, Government bonus and property price cap have not yet been confirmed.

The Government’s schools white paper, Every Child Achieving and Thriving, and the SEND consultation, Putting Children and Young People First, set out a major proposed restructuring of the schools and SEND system in England.

Employers will soon be required to give workers a written statement explaining their right to join a trade union. The Government has now confirmed what the statement must contain and how it must be provided. It expects the duty to come into force between December 2026 and January 2027, rather than in October 2026 as previously indicated.