Banking & Finance Lawyers
Lenders, particularly in property finance in 2025, face heightened risks due to fluctuating property valuations and increased borrower defaults driven by rising interest rates. Stricter regulatory scrutiny and competition for high-quality borrowers further challenge profitability and portfolio stability.
The finance market has experienced notable changes over recent years, with fluctuating interest rates, increased regulation, and multiple new competitors entering a crowded market. Our team of banking and finance lawyers is conscious of this and works hard to be proactive, nimble and responsible to our clients requirements.
At VWV, we bring extensive expertise and deep industry knowledge to the dynamic world of banking and finance in the UK.
With years of experience, we understand the unique challenges of the domestic market, from navigating shifting property valuations to staying ahead of evolving regulatory frameworks.
We act for a wide range of UK-based and internationally based organisations, including high-street and challenger banks, private lenders, real estate developers, institutional investors, and family offices. Our expertise covers residential, commercial, and mixed-use developments, refinancing, debt restructuring, and bespoke funding solutions for complex projects.
Our specialisation lies in tackling intricate financial challenges, such as structuring innovative lending arrangements, mitigating market risks, and ensuring full compliance with UK regulations. We also assist with securing bridging finance, development loans, and long-term funding tailored to individual projects.
Clients can expect a partnership built on trust, transparency, and results. We take a client-first approach, offering clear communication, tailored advice, and proactive solutions to help navigate financing complexities with confidence.
Our goal is to provide strategies that not only address immediate needs but also support your long-term growth and success in the ever-evolving UK market.
Our expertise
Our team brings decades of combined experience in UK finance, with a proven track record of delivering innovative solutions for complex transactions. We pride ourselves on deep market expertise, a hands-on approach, and strong relationships with key players in the sector, including lenders, borrowers, developers, and regulators.
What sets us apart is our commitment to bespoke client service, ensuring tailored strategies and swift execution that align with your goals. Recognised for excellence, we maintain partnerships with industry-leading organisations. Clients trust us for our transparency, reliability, and results-driven approach in the competitive finance landscape.
Our team of banking lawyers advise on the following areas:
Asset-Based Lending & Invoice Discounting
Our specialist asset based lending team advise both lenders and borrowers on a range of Asset Based Lending matters including in respect of invoice discounting, factoring, plant & machinery finance, stock finance and supply chain and trade finance.
Property Finance
Lending on all aspects of property development and investment funding. This includes real estate finance and corporate lending for commercial and residential property, portfolio buy to lets, healthcare such as GP or Dental practices, the education space in early years nurseries, schools and higher education colleges, charities, development finance, private client and hotels and leisure.
Ambuja has a very good insolvency brain and is able to explain her advice very well both to clients and professionals.
Our work highlights
Property finance
We have acted for a lender on a loan facility to assist with the acquisition of a residential property in central London for £40M. The property comprised a number of separate titles, and parts of the property were Grade I listed, which required a detailed review of the planning and listed building consents for extensive works that had been carried out at the property.
Insolvency
We acted for the receiver and lender in connection with the sale of an uncompleted development site in Ascot. This was a particularly difficult sale as there was an unregistered overage deed to deal with, the works which had been undertaken did not benefit from construction warranties and the design of the development was inadequate.
