Articles

When you buy a property, your solicitor will order searches as part of the legal process. The search providers do not inspect the building itself (that's a survey), but searches do provide vital information from official records so you can spot issues before you're legally committed.

When you sell a home, you'll be asked to complete selection of standard property forms. These form part of the legal contract, so it's important they're clear, accurate and complete. A little care at this stage helps keep your move on track.

Many people worry when they cannot find their property deeds, particularly when planning a sale or remortgage. In most cases, losing your deeds is not a significant issue, but there are situations where they still matter.

Exchanging contracts is a major milestone. At this point you are legally committed to the move. Completion is the day ownership changes and the keys are released. The period between the two can feel short and intense, so knowing what needs to happen helps everything run smoothly.

Buying a property with a partner, family member, or friend is an exciting step, but it is important to record your intentions from the outset, especially if one party is providing a larger deposit. Clear arrangements can help prevent misunderstanding and disputes later, or if your circumstances change.

Taking effect from 1 September 2026, the Financial Conduct Authority ("FCA") will introduce new rules aimed at aligning conduct standards across banks and non banks in cases of serious non-financial misconduct ("NFM").